Checklist: Think Before You Spend

1. Don't Shop.
2. Live within your means.
3. Take care of what you have.
4. Wear it out.
5. Do it yourself.
6. Anticipate your needs.
7. Research value, quality, durability, and multiple use.
8. Get it for less.
   
9. Buy used.
10. Follow the steps of this program.

(New Road Map Foundation excerpt from chapter six of the book Your Money Or Your Life)